BJC and the Health Insurance Marketplace

Open enrollment for annual marketplace health insurance is now available. Starting Nov. 1, you can apply for 2025 insurance coverage or update your application with changes you anticipate in the upcoming year.

BJC HealthCare hospitals and providers are part of the Individual Health Insurance Marketplace plans offered by Aetna CVS Health for the 2025 Plan Year.

This plan or network will cover Missouri-and Illinois-based BJC HealthCare providers and facilities and is available for purchase to residents in the following counties:

Missouri
- Crawford County
- Franklin County
- Jefferson County
- Lincoln County
- St. Charles County
- St. Francois County
- St. Louis County
- St. Louis City
- Ste. Genevieve County
- Warren County
- Washington County
Illinois
- Adams County
- Bureau County
- Brown County
- Cass County
- Christian County
- Henry County
- Knox County
- LaSalle County
- Logan County
- Macon County
- Mason County
- Menard County
- Morgan County
- Moultrie County
- Peoria County
- Putnam County
- Pike County
- Sangamon County
- Schuyler County
- Scott County
- Shelby County
- Stark County
- Bond County
- Calhoun County
- Clinton County
- Greene County
- Jersey County
- Macoupin County
- Montgomery County
- Randolph County
- Warren County
- Washington County
While some reciprocity exists, it can be limited. Residents of other Missouri or Illinois counties are encouraged to confirm if Aetna CVS Health plans are available to them if they’re interested in enrolling on BJC HealthCare services.

Alton Memorial Hospital and Memorial Hospital in Belleville and Shiloh, Illinois campuses and Illinois-based BJC HealthCare physicians will be available in most Illinois counties through Blue Cross Blue Shield of Illinois (Blue Choice Preferred PPO). Missouri-based BJC HealthCare providers are not included in this plan or network.

Schedule your free consultation with a BJC Certified Marketplace Counselor and learn how to get affordable coverage that includes BJC HealthCare hospitals and physicians.

Enroll or renew before Dec. 15, 2024, for coverage that begins Jan. 1, 2025.

Enroll or renew before Jan.15, 2025, for coverage that begins Feb. 1, 2025.

At no charge, our Marketplace counselors can help you:

Determine if you are eligible for a Marketplace plan
Select the plan that best meets your lifestyle needs
Find out if you qualify for financial support
Complete and submit your paperwork

Two ways to get started:

Call 855-747-4994 between 8 a.m.-6 p.m.
Complete the form below to request a call for an appointment.