BJC and the Health Insurance Marketplace

The 2025 Health Insurance Marketplace Open Enrollment period ended January 15, 2025.

Individuals and families may be eligible for a Special Enrollment Period to get 2025 coverage if they’ve experienced a significant life event, like a change in marital status or employment status. Consult healthcare.gov, or call 800-318-2596 to learn more.

BJC HealthCare hospitals and providers are part of the Individual Health Insurance Marketplace plans offered by Aetna CVS Health for the 2025 Plan Year.

This plan or network will cover Missouri-and Illinois-based BJC HealthCare providers and facilities and is available for purchase to residents in the following counties:

Missouri
- Crawford County
- Franklin County
- Jefferson County
- Lincoln County
- St. Charles County
- St. Francois County
- St. Louis County
- St. Louis City
- Ste. Genevieve County
- Warren County
- Washington County
Illinois
- Adams County
- Bureau County
- Brown County
- Cass County
- Christian County
- Henry County
- Knox County
- LaSalle County
- Logan County
- Macon County
- Mason County
- Menard County
- Morgan County
- Moultrie County
- Peoria County
- Putnam County
- Pike County
- Sangamon County
- Schuyler County
- Scott County
- Shelby County
- Stark County
- Bond County
- Calhoun County
- Clinton County
- Greene County
- Jersey County
- Macoupin County
- Montgomery County
- Randolph County
- Warren County
- Washington County
While some reciprocity exists, it can be limited. Residents of other Missouri or Illinois counties are encouraged to confirm if Aetna CVS Health plans are available to them if they’re interested in enrolling on BJC HealthCare services.

Alton Memorial Hospital and Memorial Hospital in Belleville and Shiloh, Illinois campuses and Illinois-based BJC HealthCare physicians will be available in most Illinois counties through Blue Cross Blue Shield of Illinois (Blue Choice Preferred PPO). Missouri-based BJC HealthCare providers are not included in this plan or network.